Simple, Transparent Pricing

Replace 6 Tools.
Pay for One.

Every Kaffeine plan includes your CRM, dialer, SMS, quoting, commission tracking, real-time coaching, and HIPAA-compliant security — at one price, with one login.

Agent

For independent agents & small agencies

$97/ agent / mo

Replaces:

CRM (AgencyBloc / Radiusbob)$49–$99/mo
Dialer (PhoneBurner / Kixie)$69–$149/mo
Commission Spreadsheets20 hrs/mo
E-sign Tool (DocuSign)$25/mo
  • Full insurance-native CRM
  • Built-in softphone & two-way SMS (Twilio)
  • Multi-carrier quote engine (Sunfire, CSG, MedicareCenter, HealthSherpa)
  • Rachel AI real-time sales coach on every call
  • Bean AI platform assistant
  • Commission statements & 1099 generation
  • At-risk policy alerts & lapse prediction
  • AHIP & Medicare certification tracking
  • Client portal with document access
  • Facebook Lead Ads webhook ingestion
  • Google Calendar integration
  • QuickBooks & Sage accounting sync
  • ArcXA migration + KGNN data unification included
  • HIPAA § 164.312(b) compliant
  • Mobile-responsive (iOS & Android)
  • FMO downline hierarchy management
  • Override commission tracking
  • Agent recruitment CRM
  • Network-wide production dashboards
Full Feature Set

Agency

For larger agencies that need the full platform

$149/ agent / mo

Replaces:

AMS (AMS360 / Applied Epic)$150–$230/mo
Agency CRM + dialer bundle$200–$400/mo
Commission software$150–$400/mo
E-sign & doc automation$25–$75/mo
  • Everything in the Agent tier
  • Team & manager roles with permissions
  • Advanced commission splits & chargeback rules
  • Multi-carrier contracting pipeline (8-stage)
  • Document automation & e-signature workflows
  • Team performance dashboards & leaderboards
  • Custom KPI reports & scheduled exports
  • Role-based access for agents, managers & admins
  • API access & custom integrations
  • Dedicated onboarding specialist
  • Priority support SLA
  • ArcXA migration + KGNN data unification included
  • HIPAA § 164.312(b) compliant
  • FMO downline hierarchy management
  • Override commission tracking
  • Agent recruitment CRM
  • Network-wide production dashboards
Most Popular for Organizations

FMO / IMO

For Field Marketing Organizations managing downline networks

$497/ mo base + $49/agent seat

Replaces:

AMS (AMS360 / Applied Epic)$500–$2,000/mo
Separate agent CRM$200–$800/mo
Manual carrier reconciliation40+ hrs/mo
Contracting software$150–$400/mo
  • Everything in Agent tier
  • ArcXA migration + KGNN data unification included
  • Downline agent & agency hierarchy management
  • Override commission tracking & auto-reconciliation
  • Agent recruitment CRM pipeline
  • Network-wide production dashboards
  • Co-op lead distribution & ROI tracking
  • Carrier contracting pipeline (8-stage)
  • License & E&O monitoring across all downlines
  • Override statement auto-extraction (PDF → structured data)
  • AHIP & Medicare cert monitoring — entire network
  • Reduced per-seat pricing for downline agents
  • Dedicated onboarding & migration specialist
  • Priority support SLA
  • SSO & enterprise role-based access control
  • Custom subdomain & white-label option
Full Platform

Combined

FMO + Agency in one login — zero switching, zero silos

Custom Pricing

Replaces:

Entire legacy tool stack$2,000–$5,000+/mo
Data silos & double entryEliminated
Separate FMO + agent systemsEliminated
Custom integration costsEliminated
  • Everything in FMO / IMO tier
  • ArcXA migration + KGNN data unification included
  • Unified data model — agents & downline in one view
  • Seamless role-based access at every tier
  • Single login for FMO admins who also sell direct
  • No separate systems, no data silos, no double entry
  • Dedicated Customer Success Manager
  • Custom integrations & API access
  • White-label / co-branded platform option
  • SLA with uptime guarantees
  • On-site training available

All plans include a 14-day free trial · No credit card required · Cancel anytime · ArcXA migration + KGNN included on every plan

The Real Cost of Your Current Stack

Kaffeine vs. The Patchwork Stack

Most agents and FMOs are paying more — in money and time — for a fragmented set of tools that don't talk to each other.

Independent Agent

Typical Tool Stack (Before Kaffeine)

  • AgencyBloc / Radiusbob CRM$79/mo
  • PhoneBurner Dialer$129/mo
  • DocuSign E-sign$25/mo
  • Excel Commission TrackingFree*
Total
$233/mo

+ 20 hrs/mo manual work

With Kaffeine

$97/mo

All-in-one, zero add-ons

You Save

$136/mo

+ hours of manual work eliminated

Mid-Size FMO (20 agents)

Typical Tool Stack (Before Kaffeine)

  • AMS360 or Applied Epic$800/mo
  • Separate agent CRM$400/mo
  • Manual override reconciliationFree*
  • Contracting software$200/mo
Total
$1400/mo

+ 40 hrs/mo reconciliation

With Kaffeine

$1477/mo

$497 base + $49/seat × 20 agents

You Save

$1,400+/mo

+ hours of manual work eliminated

Enterprise Security & Compliance

DoD-Grade Security.
Included in Every Plan.

Kaffeine's security infrastructure is built and overseen by Equitus Corporation — the same firm securing systems for the U.S. Army, DHS, and Lockheed Martin. You don't pay extra for this. It's the foundation.

Fully Compliant

HIPAA § 164.312(b)

Full Audit Controls

6-step tamper-proof audit trail with cryptographic hash chain. All PHI access logged and retained for 7 years.

Zero Shared Keys

AES-256 Encryption

At Rest & In Transit

PHI tokenized at ingestion. Column-level encryption for SSN, DOB, and policy IDs. Separate KMS key per tenant.

DoD Architecture

Row-Level Security

Multi-Tenant Isolation

RLS enforced at the database layer — not the app layer. No query can cross organizational boundaries. Ever.

SOC 2 Ready

Continuous Red-Teaming

SOC 2 Evidence-Ready

Automated adversarial testing continuously probes API abuse, privilege escalation, and injection. Drift detected in real time.

Security Partner

Equitus Corporation

Founded by Brigadier General Robert E. Guidry, U.S. Army (Ret.). Their CTO Michael Avina — formerly of Lockheed Martin and Thoughtworks — personally oversees Kaffeine's backend: 7 production Rust microservices, Zero-Trust controls, and 5 concentric defense layers.

"The same rigor we apply to national security intelligence platforms is the foundation we built Kaffeine's backend on."— Michael Avina, CTO, Equitus Corporation
View full Security & Compliance details

Enterprise FMO Guarantees

BAA executed at account activation — no extra steps
Dedicated security review for FMOs with 500+ agents
Penetration test results available under NDA
Custom data retention policies per organization
Incident response runbook shared with enterprise customers
Quarterly compliance briefings for FMO teams

Start Free. Cancel Anytime.

No credit card required. No contracts. Get the full platform free for 14 days.

Questions? Email us at sales@zerotrustsystems.com